With an unyielding commitment to compliance, integrity and quality we will...

Drive & passionately implement the spirit of customer first, second to none... every day... in all we do.

Embrace a strong commitment to community citizenship... sharing with those in need our time & our resources.

See change as an opportunity for growth & renewal... not as a threat.

Demonstrate bias for action & speed to establish & sustain competitive advantage.

Foster a mindset of continuous improvement in every process, person & product... creating a culture that values the ideas of every associate... relentlessly searches out & transfers best practices... believing that there is an infinite capacity to improve everything we do.

Create an uplifting atmosphere for associates... by practicing positive leadership each day... understanding that an organization's attitude always determines its altitude.

Build a strong commitment to diversity... constantly striving to build an associate population at every level that mirrors our customer base, while also developing formats & products that meet the diverse needs of our society.

Establish an uplifting environment of recognition & reward... both in the wallet & the heart.

Show a clear intolerance for bureaucracy... insisting on excellence in execution... & accountability for delivering results.

Partner with & reward vendors who assist us in creating compelling offers for our consumers & maximizing returns for our shareholders.